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2022.01.25 02:08 Helpful-Annual3729 £5 free no deposit sign up

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submitted by Helpful-Annual3729 to beermoneyuk [link] [comments]


2022.01.25 02:08 obtainbread blursed swede

blursed swede submitted by obtainbread to PewdiepieSubmissions [link] [comments]


2022.01.25 02:08 NotMoose5407 Elizabeth Rose Investments

Anybody dealt with them before concerning apartments, houses, duplexes, etc. from them? Let me know of your experiences please.
submitted by NotMoose5407 to pittsburgh [link] [comments]


2022.01.25 02:08 Eki-the-Alchemist This is “important.”

submitted by Eki-the-Alchemist to deadbydaylight [link] [comments]


2022.01.25 02:08 DnlNicks Contrataron una empresa Rusa para simular la apertura del Tren Maya...

Contrataron una empresa Rusa para simular la apertura del Tren Maya... submitted by DnlNicks to MujicoCity [link] [comments]


2022.01.25 02:08 ThatBlanabsGuy ROCK AND STONE! Deep Rock Galactic combo! Cosmetics: Lazarbeam ~ Birthstone Backplate (Garnet) ~ Default Pickaxe ~ Star Scout

submitted by ThatBlanabsGuy to FortniteFashion [link] [comments]


2022.01.25 02:08 AppointmentCritical ‘How is that for a Monday?’ poster

‘How is that for a Monday?’ poster submitted by AppointmentCritical to Chennai [link] [comments]


2022.01.25 02:08 Sea-Medium-3722 200MP camera on Samsung Galaxy S23 Ultra mobile phone

200MP camera on Samsung Galaxy S23 Ultra mobile phone submitted by Sea-Medium-3722 to onlysmartphones [link] [comments]


2022.01.25 02:08 skeetskeetgobgob6969 Reddit loves to treat "incels" like subhuman trash and yet...

Reddit always chants to never victim blame. But really, aren't "incels" just victims of circumstance? I think most dudes struggle with finding a partner at some point in their life. Dating is hard and seeing as how there's no life manual on how to be an extrovert, date, and become a 10/10 looker, I'm not surprised that there is so much struggle.
And yet when a guy voices his frustrations reddit jumps down his throat and calls him an incel that is probably a trash human being. A fake nice guy that really is just a piece of shit.
But really, isn't someone who is an actual incel, actually involuntarily celibate, just a victim of life? They didn't choose to be average or even ugly looking, they didn't choose to be socially awkward and/or introverted, they didn't choose to grow up in an environment with very little positive interaction with the opposite sex.
I don't think any of them wakes up in the morning and says I choose to hate women for yet another day because I like it. To want intimacy is human, and to go without it despite your best efforts is really really difficult and depressing.
Hating incels for something they have little control over seems a lot like victim blaming to me.
submitted by skeetskeetgobgob6969 to TrueOffMyChest [link] [comments]


2022.01.25 02:08 sendhaallpp How long did you have covid for?

I am currently on day 5 of covid and it just feels like it’s never going to end. Is it going to get worse from here? Or better? I’ve been plateauing for the last two days
submitted by sendhaallpp to COVID19positive [link] [comments]


2022.01.25 02:08 z8Qx-z1Xs 元「モーニング娘。」市井紗耶香氏、夏の参院選への出馬辞退を表明

元「モーニング娘。」市井紗耶香氏、夏の参院選への出馬辞退を表明 submitted by z8Qx-z1Xs to newsokuexp [link] [comments]


2022.01.25 02:08 NewsElfForEnterprise China targets celebrities, fan groups in new month-long clean up campaign

China targets celebrities, fan groups in new month-long clean up campaign submitted by NewsElfForEnterprise to News_IT [link] [comments]


2022.01.25 02:08 nightmaresarereal187 Migos will be the last great mainstream rap group

No other group has came out with the chemistry that they have in the mainstream. I’m not talking about the clicks or labels or collab albums. I’m talking about actual groups. There hasn’t been any competition. Most rappers are all for self. And I don’t even like trap post 2013 but the Migos just have too much talent.
submitted by nightmaresarereal187 to hiphop101 [link] [comments]


2022.01.25 02:08 broccolisgoodforyou oled not working after running the code from arduino. is there a possibility that it's fake? bought 8 of it and none of them are working

oled not working after running the code from arduino. is there a possibility that it's fake? bought 8 of it and none of them are working submitted by broccolisgoodforyou to AskElectronics [link] [comments]


2022.01.25 02:08 wosos 932

932 submitted by wosos to CC6666 [link] [comments]


2022.01.25 02:08 yokesh351 How should DeFi be regulated? A European approach to decentralization

The Detail of DeFi Regulation: Is There an “Owner” of the Platform Who Can Be Enforced?
Decentralized finance, known as DeFi, is a new use of blockchain technology that is growing rapidly, with more than $237 billion of value locked in DeFi projects as of January 2022. Regulators are aware of this phenomenon and are starting to take action. act to regulate it . In this article, we briefly review the fundamentals and risks of DeFi before introducing the regulatory context.
The basics of DeFi The development of DeFi is a set of alternative financial systems based on the blockchain that allows more advanced financial operations to be carried out than the simple transfer of value, such as currency exchange, lending or borrowing, in a decentralized manner , that is, directly between peers, without go through a financial intermediary (a centralized exchange, for example).
Schematically, a protocol considered as a DApp (for decentralized application), such as Uniswap or Aave, is developed in open source on a public blockchain such as Ethereum . This protocol is powered by smart contracts, that is, contracts that are executed automatically when certain conditions are met . For example, in the DApp Uniswap it is possible to exchange money between two cryptocurrencies of the Ethereum ecosystem, thanks to smart contracts designed to carry out this operation automatically.
Users are incentivized to contribute liquidity as they receive a portion of the transaction fee. As for loans and borrowing, smart contracts allow those who want to lend their funds to make them available to borrowers and borrowers to directly request the money made available by guaranteeing the loan with a guarantee (or not) . Exchange and interest rates are determined by supply and demand and arbitrated between DApps.
The great peculiarity of DeFi protocols is that there is no centralized institution in charge of verifying and carrying out transactions . All transactions take place on the blockchain and are irreversible. Smart contracts replace the intermediary role of centralized financial institutions . The code of DeFi applications is open source, allowing users to verify the protocols, build on top of them, and make copies.
The risks of DeFi Blockchain gives more power to the individual. But with more power comes more responsibility. DeFi risks are of several types:
Technological risks . DeFi protocols depend on the blockchains they are built on, and blockchains can suffer from attacks (known as "51% attacks"), crashes, and network congestion issues that slow down transactions, make them more expensive, or even impossible. DeFi protocols themselves are also subject to cyberattacks, such as the exploitation of a protocol-specific flaw . Some attacks are at the intersection of technology and finance. These attacks are carried out using "flash loans" . Is aboutunsecured token loans that can then be used to influence the price of the tokens and make a profit, before promptly repaying the loan .
Financial risks. The cryptocurrency market is very volatile and a rapid price drop can occur. Liquidity can be depleted if everyone withdraws their crypto from the liquidity pools at the same time (a "bank run" scenario). Some malicious developers of DeFi protocols have "back doors" that allow them to hijack the tokens locked in smart contracts and thus steal from users (this phenomenon is called " rug-pull ").
Regulatory risks . Regulatory risks are even greater because DeFi's reach is global, peer-to-peer transactions are generally anonymous, and there are no identified intermediaries (most of the time). As we will see below, there are two particularly important issues for the regulator: the fight against money laundering and the financing of terrorism, on the one hand, and consumer protection, on the other .
The FATF "Test": Is It Really Decentralized? On October 28, 2021, the Financial Action Task Force (FATF) released its latest guidance on digital assets. This international organization tried to define the rules to identify the responsible actors in DeFi projects, proposing a test to determine if DeFi operators should be subject to the Virtual Asset Service Provider or "VASP" regime . This regime imposes, among other things, obligations to combat money laundering (AML ) and the financing of terrorism (CFT ).
The FATF had initially considered, last March, that if the decentralized application (the DApp) is not a VASP, the entities "involved" in the application may be , which occurs when "the entities undertake as a business to facilitate or perform activities" in the DApp.
The new FATF guidance drops the term "facilitate" and instead adopts a more functional "owneoperator" approach, according to which "creators, owners, and operators... who maintain control or influence" over the DApps can be VASPs even though the project may seem decentralized .
The FATF, under the new "owneoperator" test, establishes that the indications of control or domain include the exercise of control over the project or the maintenance of an ongoing relationship with the users .
The test is as follows:

The FATF makes it clear that a State must interpret the test broadly. Add that:
"Owners/operators should conduct ML/TF [money laundering and terrorist financing] risk assessments prior to software or platform launch or use, and take appropriate steps to manage and mitigate these risks appropriately. continuous and prospective".
The FATF even states that, if there is no “owneoperator”, States can require a regulated VASP to “participate” in activities related to the DeFi project … Only if a DeFi project is fully decentralized, i.e. fully automated and outside the control of an owneoperator, it is not a VASP according to the latest FATF guidance.
It is unfortunate that a principle of blockchain net neutrality has not been established , similar to the principle of neutrality of networks and technical intermediaries of the Internet (established by the European directive on electronic commerce more than 20 years ago).
In fact, purely technical developers of DeFi solutions do not usually have the physical possibility to carry out the checks imposed by AML/CFT procedures in the design of current DApps. The new FATF guidance is likely to require DApp developers to put up know-your-customer (KYC) portals before users can use such DApps .
Securities law enforcement? We all know the legal debate that has become a classic when it comes to qualifying a token: is it a utility token, now subject to the regulation of digital assets (ICO and VASP), or is it a security token? ) that will probably be governed by financial law?
We know that the approach is very different in the United States, where the Securities Exchange Commission (applying the famous "Howey Test") classifies tokens as securities that would be seen as digital assets in Europe. Their approach is therefore harsher, and this will surely lead to more prosecutions of DeFi platform “owners” in the US than in Europe .
So, if the development of DeFi services do not involve digital assets, but rather tokenized financial securities as defined by the European Markets in Financial Instruments Directive (MIFID Directive), the rules for investment service providers (ISPs) will have to apply. In Europe, this will be a rare case, as the tokens traded would have to be actual financial securities (company shares, debt, or investment fund units).
However, national regulations are likely to apply . For example, in France it will be necessary to determine whether the regulations on intermediaries of miscellaneous goods (article L551-1 of the Monetary Code and following) apply to liquidity pools.
Indeed, pools allow clients to acquire rights to intangible assets and offer a financial return . In theory, it is no longer excluded that the Autorité des marchés financiers (AMF) decides to apply this regime. Consequently, the AMF must approve an information document before any commercialization.
However, in practice, there is not one person who proposes the investment, but rather a multitude of DApp users who contribute their liquidity in an open source encrypted smart contract. This brings us back to the test proposed by the FATF: Is there an "owner" of the platform who can be required to comply with the regulations?
The MiCA regulation On November 24, the European Council decided its position on the "Regulation on markets in crypto assets" (MiCA ), before submitting it to the European Parliament. This foundational text for the cryptosphere is expected to be adopted by the end of 2022 (if all goes well...).
The EU draft regulation relies on a centralized approach by identifying a provider responsible for operations for each service , which does not work for a decentralized exchange platform (such as Uniswap) or a decentralized stablecoin.
It would be necessary to think of a legal system that takes into account the automated and decentralized nature of blockchain-based systems , so as not to impose obligations on operators who do not have the material possibility of respecting them or who run the risk of hindering innovation by eliminating the reason for progress: decentralization.
Europe has already demonstrated its capacity for subtle arbitrage in matters of technological regulation, if we refer in particular to the proposal for a regulation by the European Union on artificial intelligence. This approach could serve as a source of inspiration.
Regardless of the balance chosen by the regulator, investors should fully educate themselves and pay attention to technological, financial, and compliance risks before undertaking a DeFi transaction.
As for DeFi service providers and application developers in this area, they must remain vigilant to regulatory developments and cultivate a culture of transparency in their operations to stay ahead of regulatory risk as much as possible .
submitted by yokesh351 to DeFiInvestor [link] [comments]


2022.01.25 02:08 Jack_Goodison10 My cozy little slice of heaven in my old house.

My cozy little slice of heaven in my old house. submitted by Jack_Goodison10 to CozyPlaces [link] [comments]


2022.01.25 02:08 EternityForest ElRepo.io, seems to be a new RetroShare based project?

submitted by EternityForest to darknetplan [link] [comments]


2022.01.25 02:08 Suspicious_Ad_6255 STORIED APES - One of the FIRST POLYGON PROJECTS to implement PASSIVE STAKING - details in comments

STORIED APES - One of the FIRST POLYGON PROJECTS to implement PASSIVE STAKING - details in comments submitted by Suspicious_Ad_6255 to opensea [link] [comments]


2022.01.25 02:08 Least2020-2022 利好留学生!STEM新增22个专业,文科、商科也能3年OPT!

submitted by Least2020-2022 to GoToUSA [link] [comments]


2022.01.25 02:08 JKNetwork777 Anyone think Green Goblin was spittin when he said this?

Anyone think Green Goblin was spittin when he said this? submitted by JKNetwork777 to Spiderman [link] [comments]


2022.01.25 02:08 Snoo-55182 [Explorer2] on 7 inch wrist. What do ya'll think of the fit? This chunky monkey feels amazing on wrist. Much more comfortable than dimensions suggest. I am all in...6 million

[Explorer2] on 7 inch wrist. What do ya'll think of the fit? This chunky monkey feels amazing on wrist. Much more comfortable than dimensions suggest. I am all in...6 million
https://preview.redd.it/has8wgmhord81.png?width=684&format=png&auto=webp&s=f55b25dfd2bbc28b5848795d5e0c5b68e2c77a6f
https://preview.redd.it/hrqiefrkord81.png?width=1098&format=png&auto=webp&s=3e3ea44c02f9792f90425ae0b25935756c2c6baa
https://preview.redd.it/032uayvmord81.png?width=936&format=png&auto=webp&s=67a6882e2de8a4d7cfa49accc2758f858f7faf55
submitted by Snoo-55182 to Watches [link] [comments]


2022.01.25 02:08 microsmokesleet Coin Toss Bad, Sign to Change oogabooga

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2022.01.25 02:08 ilovebalks Robots and Empire on Kindle

I’m almost finished with Robots of Dawn, and would like to dive right into Robots and Empire when I finish it. Does anyone know how I can get it on my kindle? It doesn’t seem to be available on the Kindle store. A PDF that I can upload to my kindle would be great but those seem difficult to find.
Thanks everyone
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2022.01.25 02:08 King-Mugs Worth the wait

Worth the wait submitted by King-Mugs to bigboye [link] [comments]


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