2022.01.23 12:44 throoownawayyy I have paid off my last £500 of debt and I have never felt more free!
I've done it. The last £500 of debt I had to pay off. I just want to share this immense emotion I have to someone. I am 31yrs old and have no savings, but I also now have no debt.
My entire working life, every time I get paid I felt like a f*cking failure, because everything that went to my bank account went straight out.
Throughout my life I have been living in debt. I grew up in a poor country, my father was the sole breadwinner and my mum a housewife, and we were 4 children they had to feed. I saw how humiliated my mum was every time she had to borrow from my relatives to keep us alive. I saw how my dad kept silent through it all and kept working hard, but I knew how he was disappointed in himself. They piled on credit card debt to the point they could only pay off interest every month, and as a teen I didn't understand how they could be paying so much and the total balance stayed the same for years and years. Both of my parents got scammed as well (details they didn't share with me) and they had to take personal loans for that as well. I finished my university under a scholarship and immigrated here in the UK at 24yrs old to have a better shot at life. I was earning much more, and I promised my parents I will pay off their debt and support them. For my first 5 yrs, all the savings I had left went straight to their debt. I did not know how to manage money so I also had to learn how to avoid the tempation of spending money on so many things I never experienced having when I was younger. I made a lot of mistakes as well, but 2 yrs ago I was nearly done paying off our debt.
But then my father had a heart attack and needed an emergency heart bypass surgery. His medical bills cost around £8k. You have no clue how miserable I was, especially since I work in the NHS and I would have patients come in with a freaking heart transplant and not having to pay a single dime, the same day I had to send hundreds of pounds to pay for a night in ICU where my father was. I was back to debt. I worked and exhausted myself taking extra shifts. One night a week for the past 2 years, I would cry my heart out because the world was so unfair and I was just so exhausted. I was supporting almost all their finances while trying to keep myself alive here on my own.
Tonight I will probably cry too, but it will be tears of joy. I have paid my last £500 and for the first time since being an adult, there is no more debt to my name. My family is debt-free. We can all finally take a deep breath and begin again.
I have today listed all my financial goals, starting with an emergency fund. Ain’t the best to be 31 and still on the emergency fund stage, but I don’t care. I am so excited to start my real financial journey. I've been reading and learning a lot from this sub, so thank you all for the knowledge you share. I feel ready for the future and any more advice is entirely welcome. Thank you
TLDR: my entire life I have been living in debt, I finally paid off every f*cking thing and now I can start my real journey.
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2022.01.23 12:44 AshirRashid How can I make Label clip content without having incomplete characters?
The last \"a\" is incomplete.
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2022.01.23 12:44 T-CLAVDIVS-CAESAR Can I allow a houseless person to use my address to get an ID?
I’m just reading a post about the difficulties of getting houseless people photo IDs. It’s difficult for them to do so because they need an address.
What are the setbacks to just letting someone use my address as theirs in order to get their ID?
Can you get in trouble if hundreds of people claim to live at your address?
submitted by T-CLAVDIVS-CAESAR to NoStupidQuestions [link] [comments]
2022.01.23 12:44 withoutyoun is this AP?
i get sleep paralysis pretty often. today time when it happened i tried to astral project because as i’ve been reading from this subreddit you can use SP to astral project.
i tried to relax my mind instead of escaping sleep paralysis and focused on “going up” and then suddenly i felt like i was rapidly shooting up in the air. i didn’t see anything it was like my eyes were kind of covered. i lost track of time but after a bit, i got scared because i didn’t want to “get stuck” and then i fell back into my body and went right back into sleep paralysis.
i’m not sure if this was astral projection or not but this is the second time i was able to do that.
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2022.01.23 12:44 AnonymousJackfruit How can I be better at thinking of original designs?
I've developed at app for my final year capstone project and the app is done but I am struggling with the aesthetics/UI design of the app.
I've been stuck with it for 8 months now and I don't know what to do. I hate the current design I have right now cause it literally looks like a child made it and I try not to look online cause I might just end up copying them.
I just wanna ask some of you here how you think when making a UI design for an app? How do you know where the buttons will go, what style to give the buttons, etc..
submitted by AnonymousJackfruit to UI_Design [link] [comments]
2022.01.23 12:44 RogueYautja Spotify is constantly stuttering
2022.01.23 12:44 m1limited Quick Question…
When switching from an E-Bike to a motorcycle/car Deliveroo account, is there any difference in the amount of orders you receive, or the base fee for each orders, would really appreciate some help. Thanks in advance.
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2022.01.23 12:44 chinhdwc An illustration I did
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2022.01.23 12:44 Khouri1 Is Attack on Schools Casts supposed to be an AU?
Or is it supposed to be the literal 100 years in the future from our main story? Or maybe it is an AU and it is 100 years in the future from titans
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2022.01.23 12:44 throwaway_00707 Who wants to see what’s underneath?
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2022.01.23 12:44 Kharma07 Cookie baking tips
2022.01.23 12:44 bueno_hombre Has anyone tried a vegan diet?
After my recent flare-up I am considering trying some radical diet changes to help. I am thinking about going vegan and seeing how that goes, curious if anyone else has done this and seen any success?
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2022.01.23 12:44 shenpai123 First Draft, Mech grad last may do your worst! Any input appreciated
2022.01.23 12:44 _z_e_r_e_f_ A new mission, a fresh face, and a terrifying secret. 👀 Join Eva and her trusted Kryptomon, Lapis, on this new exciting chapter of Eva's Journey! ✨🛣 Eva's Journey: Chapter 2 — NOW AVAILABLE | Link in comment.
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2022.01.23 12:44 Leather_Mastodon_576 Why whenever someone plays BBS for the first time there’s always people like this that type these false info for new players? What do people gain from lifting Aqua up while lowering Terra and Ventus down? Like seriously stop... it’s getting old.
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2022.01.23 12:44 ParryTheTrojan ARNOR RISES FROM THE ASHES! Rise of Mordor total war - Custom Battle
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2022.01.23 12:44 AcoupleofIrishfolk I like to leave Wire Art on weekend planets, this week's : The Blob Ness Monster
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2022.01.23 12:44 CuCu_Cat Finally I get my hand on this, I just wanted to thank this subreddit bcoz of you guys i was able to find this.
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2022.01.23 12:44 GhostintheCircuit0 The last thing you ordered off Amazon is now sentient and angry. How fucked are you?
2022.01.23 12:44 sweetubb beauty
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2022.01.23 12:44 chickenboi27 Are ultrasharp diamond stones good?
Hello! I'm looking to buy my first set of diamond stones for sharpening my tools. I really don't want to go right for the $110 DMT stones, but I found these ultrasharp stones. While they're a bit smaller, I'm wondering if they would be a good buy or if I should suck it up and buy the DMTs
submitted by chickenboi27 to sharpening [link] [comments]
2022.01.23 12:44 Acceptable-Counter18 ISO
I have a few doubles if anyone wants them/a trade, I’m in Scotland for shipping purposes
2022.01.23 12:44 First_Accident7358 I LOST MY CHARACTER!!!
After the last 3 days of not being able to access the official PVE server, I was seeing a lot of people online able to log on this morning (I have babies I was worried died or missed imprint) upon logging on, it works but brings me to the "create character" screen!! I lost my character and I am not happy. I was level 71 I believe..
Anyone else experiencing this issue? Was anyone able to get their character back? If so, how!!!!
I've only been playing this game about 3-4 weeks now. After playing such a broken game like ark decided to try something new, this isn't new its the same sh*t just a different game. HELP!!!
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2022.01.23 12:44 Higoroso Prove me I'm wrong
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2022.01.23 12:44 cuffgirl You can always tell a Milford man...
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