Prius Prime 2022 vs Honda Accord Hybrid 2022 vs Toyota RAV4 Hybrid 2022 or Honda Clarity 2021?

2022.01.18 08:10 vpa25 Prius Prime 2022 vs Honda Accord Hybrid 2022 vs Toyota RAV4 Hybrid 2022 or Honda Clarity 2021?

I am planning on buying a car and this will be my first car. My max budget is $40k but ideally would like it around $35k
I have these 4 on my list so far 2022 Prius Prime PHEV, 2022 Honda Accord Hybrid, Toyota RAV4 Hybrid 2022, and 2021 Honda Clarity PHEV
I have driven rentals before, all of them being sedans.
I was initially looking for PHEV so that I can get the incentive and my office provides charging stations. My commute to the office and back is a 36 mile round trip per day. I am definitely planning on going on road trips twice or thrice a year.
My first question is whether I should consider PHEV or normal Hybrid, in terms of maintenance, savings, fuel, range, etc?
Currently, I guess the only cars with good reliability and under a $40k budget are Prius Prime plug-in, Accord, and Hybrid RAV4.
One of my concerns with a RAV4 is that I have never driven an SUV before and of course, I don't get the tax incentives for either RAV4 or Accord. I do get around 4.5k in tax credit for the Prius and 7.5k for the Clarity. One concern for Prius does not support Android Auto and I own an android phone.
I am stumped on what to go for.
Any suggestions would be highly appreciated. Whatever helps me save in terms of maintenance and fuel.
Feel free to recommend other cars as long as they have solid reliability and are hybrid types.
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