Do I have to notify insurance about collision?

2021.12.06 04:29 uofasquirrel Do I have to notify insurance about collision?

Earlier today I got into a minor collision in Edmonton, Canada, where the other driver is at-fault, thankfully everyone is okay. I was driving straight when they pulled out to make a left turn directly in my path, and I T-boned them. I slammed on the brakes and hit them at a very slow speed, maybe 5-10kph. Damage is very minor, their driver door is bent in a bit and my bumper is disconnected along with small but obvious dents/scratches.
Since the damage to both vehicles is minor, we agreed they would pay cash instead of going through insurance claims. However, since I hit them, (unfortunately no witnesses stopped to give contact info) I submitted a police collision report in case they decide to argue that I somehow caused the accident or I didn't do enough to avoid the accident (which I highly doubt since they were very nice). The reason I am here is to ask if I am required to notify my insurance company about the accident even if I don't intend to file a claim. Is it illegal to withhold this information? Since I submitted a police report, will the police automatically inform my insurance company that a collision took place? (giving them my insurance info was part of reporting the collision)
I sincerely appreciate and would be very grateful any insight you are willing to give :) it would be a huge help as this is my first collision and not sure what to expect
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2021.12.06 04:29 TheGMRedditor You have just turned into a video game NPC. What do you say when someone interacts with you?

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2021.12.06 04:29 Coolwave70 I literally don't have the daily challenges after updating lol

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2021.12.06 04:29 Banthian BCP list submission question

Just a quick one, I've registered for an event in 2 weeks time and I can see myself on the roster, however I cannot see an option to submit a list either via the website or the app. I notice via the app it states I am unable to view future events without a subscription. I am not a subscriber, will I need to subscribe in order to submit my list?
TIA!
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2021.12.06 04:29 Brilliant_Surprise_3 The best instrumental that isn't on S&A?

Personally, La Villa Stangiato all the way. It was like love at first sight... but with ears.
I'll do a separate poll for snakes and arrows
View Poll
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2021.12.06 04:29 veinyturk New to the game which characters should I use help me out

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2021.12.06 04:29 Booplympics Car people - where's the best place to get your paint protected in the Philly area?

Just bought a new M3 that im planning on keeping for a long while so im looking for the best placed to get a ceramic coat and probably a clear bra to protect the paint.
Any suggestions? Ive heard good things about Oaks Detailing out in West Chester, but anywhere else I should check out? Thanks!
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2021.12.06 04:29 Codeesha [[The World Tree]] putting non-God cards onto the battlefield?

Every time people pay the mama to activate this card’s ability, they always put a bunch of non-God cards onto the battlefield. How is this not breaking the rules? It says to search you library for any number of God cards.
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2021.12.06 04:29 noob__2k Fake news on social media

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2021.12.06 04:29 abn0rmalchrome 17 (M) Lost retainers and won’t have them for a month - will my teeth shift

I got my braces off in June 2019 and have worn hawley retainers day and night for over 2 years (I haven’t been since December 2020 so I was never instructed to just wearing them only nightly or not) however I lost my retainers a few days ago and won’t have them for about a month or so, will my teeth shift in that time before getting new retainers?
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2021.12.06 04:29 Lorix_In_Oz [WP] Gene Splicing has become so commonplace that anyone wanting to edit their own genome can simply buy a kit to do it at home. Most use it for minor self-improvement but there are those who choose to make radical changes. You are part of a special team called in when edits go drastically wrong.

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2021.12.06 04:29 johnwaje12 looking for manager axie scholarship

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2021.12.06 04:29 sooratotoro 2 year old PCR

We are flying on the 11th December - I know that everyone needs a PCR on arrival - does my 2 year old need one before we arrive into Thailand (our departure is from UAE) or only on arrival?
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